Cotality
From AltData.wiki, The Alternative Data Encyclopedia
Cotality is an American property-information, analytics, and software company formerly known as CoreLogic. It supplies data and decision tools for mortgage lending, insurance, real estate, government, construction, utilities, and investment analysis.[1][2] The company is headquartered in Irvine, California and is privately held.[3]
CoreLogic adopted the Cotality name in March 2025 as part of a global rebrand.[2][3] Datarade's independent directory entry remains under the former name and categorizes the provider's information as including property-market, property-owner, mortgage, map, wildfire, construction-project, and direct-marketing data.[4]
What It Does
Cotality assembles records and modeled information about properties, ownership, mortgages, markets, customers, and physical hazards. Its services are intended to support property valuation, collateral review, fraud detection, mortgage workflows, market analysis, catastrophe exposure assessment, and real-estate operations.[1][3] This breadth places it at the intersection of conventional property infrastructure and alternative data.
The company also publishes indices and research derived from its holdings. Its website displays a United States Property Market Index and analysis of home prices, equity, housing affordability, foreclosures, climate exposure, and other property-market subjects.[1] These published indicators are distinct from licensed record-level products and workflow systems.
Data and Methodology
Cotality says it harmonizes billions of data points and uses machine learning, rapid ingestion, modeling, address verification, and multilayer quality assurance.[1] It reports more than 98 percent property coverage in its largest markets, over one million data points refreshed monthly, 30 years of historical data and trends, 30-year environmental-risk forecasts, and hundreds of analytical models.[1] These are company-wide headline measures and do not imply identical coverage or refresh rates for each country and product.
The independent Datarade listing confirms a varied data catalogue but is automatically generated and not managed by Cotality.[4] Buyers therefore need product documentation to establish source provenance, field definitions, geographic completeness, model assumptions, permissible uses, and update schedules for a specific delivery.
Products
Product groups include property and ownership information, mortgage and lending analytics, climate and natural-hazard risk, market data, and customer information.[1][4] Named applications on the official site include Matrix, a multiple-listing-service platform; OneHome, an agent-to-client property experience; and Hazard HQ products for event and exposure analysis.[1]
Cotality also describes CoreAI, automated visualization, and environmental scenario modeling as enabling technologies.[1] Public materials do not present these as a single uniform dataset. The company instead offers a portfolio of data, models, reports, and embedded workflow tools tailored to different property-sector functions.
Buyers and Use Cases
Lenders and mortgage brokers can use property, collateral, ownership, and fraud information during origination and servicing. Insurers can apply reconstruction-cost and hazard models to underwriting and portfolio exposure. Real-estate professionals use listing, valuation, and consumer-collaboration systems, while government and infrastructure users can examine housing conditions and location-specific risk.[1][2]
Datarade reports that CoreLogic had not published marketplace pricing.[4] The official site likewise directs users toward products and customer sign-in rather than a universal price list.[1] Commercial terms, access method, licensing restrictions, and the availability of samples therefore depend on the selected product and jurisdiction.
History and Ownership
The company's lineage includes real-estate information operations associated with TRW, Experian, First American, and a business called CoreLogic Systems. CoreLogic became a standalone public company after its separation from First American in 2010.[3] Over time it acquired businesses in property records, appraisal technology, catastrophe modeling, construction data, claims workflows, and related fields.[3]
Stone Point Capital and Insight Partners acquired CoreLogic in 2021, taking it private.[3] On March 24, 2025, the company announced that it would operate globally as Cotality, describing the change as a move from mortgage-focused financial-services origins toward a broader property information and analytics identity.[2] The announcement listed operations in the United States, Canada, United Kingdom, Australia, New Zealand, India, Germany, and Brazil.[2]